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Posts Tagged ‘credit card’

What’s Your Score? Find Out Before it’s too Late!

It’s easy to ignore the problems that are created by a low credit rating.  Thinking about your credit history isn’t something many people do every day. At some point it will become obvious that the poor credit score is stopping you from moving forward. For most, the moment of understanding comes when it is time to make a big purchase, like purchase a home or a car.

Having a bad credit score makes it very hard to obtain a loan.  Even if your score is somewhat decent and you can get approved, your will likely pay much higher interest rates.  It may not seem like an additional 2% in interest will result in much, until you do the math.  A mere 2% higher interest rate will result in thousands of extra dollars spent.

The first thing that you need to do in order to begin raising your score is to pull copies of your credit files and scores.  You can do that free of charge by visiting Equifax.

Be the first to comment - What do you think?  Posted by Darrell Hornbacher - November 30, 2010 at 11:51 am

Categories: Credit Scoring and Reporting, facts about credit   Tags: , , , ,

Peer-To-Peer Lending

With the credit markets tightening and banks implementing strict lending standards there has been a surge in alternative forms of borrowing money

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2 comments - What do you think?  Posted by Darrell Hornbacher - August 5, 2009 at 7:00 am

Categories: Business at It's Best, Changing World of Finance, Credit Scoring and Reporting, Economic Domino Effect, Obtain Business Financing, Small Business Consulting   Tags: , , , , , , ,

Credit Card Receivables Financing – The New Frontier

If you ever felt it was tough to obtain a loan or LOC from a bank before well you haven’t seen anything yet.

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Be the first to comment - What do you think?  Posted by Darrell Hornbacher - June 19, 2009 at 7:00 am

Categories: Business at It's Best, Changing World of Finance, Credit Scoring and Reporting, Economic Domino Effect, Obtain Business Financing, Small Business Consulting, Uncategorized, Who is Darrell Hornbacher?   Tags: , , , , , , ,