What’s Your Credit Score?
It’s easy to ignore the problems that are created by a low credit rating. Thinking about your credit history isn’t something many people do every day. At some point it will become obvious that the poor credit score is stopping you from moving forward. For most, the moment of understanding comes when it is time to make a big purchase, like purchase a home or a car.
Having a bad credit score makes it very hard to obtain a loan. Even if your score is somewhat decent and you can get approved, your will likely pay much higher interest rates. It may not seem like an additional 2% in interest will result in much, until you do the math. A mere 2% higher interest rate will result in thousands of extra dollars spent.
The first thing that you need to do in order to begin raising your score is to pull copies of your credit files and scores. You can do that by visiting Credit Viper.
Often there will be mistakes on your credit report.These errors bring down your credit ratings. You will need to locate these errors and file a dispute with the credit agency. If it cannot be proved these items are correct they must be taken off your credit reports. This process can be very time consuming if you do it yourself. Do it yourself credit repair is an option and will take personal dedication. We recommend Kitchen Table Credit, it is the best do it yourself product on the market today. If you don’t have the time and would rather leave it to professionals, Elite Credit is the only company I endorse. They have serviced over 25,000 clients in the past 5 years and they have never received a single complaint at the Better Business Bureau. Elite Credit are very reasonably priced and offer a 100% money back guarantee!
If you have questions about your personal credit score, feel free to contact me. I am happy to help.